The Saddle Club it is formed by three girls of twelve years, named : Carole, Stevie and Lisa. They are riders, and they know each other thanks to their common passion for horses and for riding on horseback. Carole and Stevie, have known each other for years, and are already very close friends, when Lisa, a girl who will attend their riding course on : Pine Hollow, will enter gently and slowly in their lives. They meets when Carole mom almost runs them over. Lisa is then bullied by them and is befriended by a rich snob, Veronica DiAngelo. When Lisa realizes how horrible Veronica is when she tries to hurt Stevie and Commanche, she becomes best friends with Carole and Stevie after she gets to Stevie in time to save her from being thrown off of Commanche. They then decided to form a club, called : The Saddle Club at the end of the episode.